It's getting close to the holiday shopping season. I have received several convenience checks from my credit cards. These convenience checks are usually treated as cash advance which carries a fee. They also make the grace period on purchases disappear. I usually just shred them.
I called my credit card company about something else yesterday. While I had the agent on the line, I asked her if they can stop sending me those checks because I will never use them. To my surprise, she said yes. They don't advertise it but they do have an opt-out list. They can exclude you from the convenience checks mailings only if you ask. Perhaps not all credit card companies have a list like that, but if you hate those convenience checks like I do, it's worth a phone call.
For the record, the company I called is FIA Card Services. If you have success doing the same with your credit card company, please put the name of the company in the comments. We will make a list of companies which allow opting out of convenient checks mailings.
5 comments:
I also did this after I read it on a blog. Not only are we killing trees, I think it's also an Achilles' heel for identity theft.
I have done this with all my credit cards - most of the banks honor the request
Wow I never thought about that. I'm going to call all of my credit card companies. Thanks, this will probably cut my paper recycling by about a ton every year. Heh!
Capital one told me that they could stop them at my request and they did cut down. But they do still send some. We have more than one card from them, so even though I told the customer service person that bit of info, they may have missed the other card.
Yes, I did too with Citibank.
Thanks
Post a Comment