http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html like a friend telling you about money ... Thu, 19 Nov 2009 19:44:17 -0600 http://wordpress.org/?v=2.8 hourly 1 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-2802 David Thu, 15 Oct 2009 21:04:06 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-2802 My mistake. I as scanning the article and didn't realize you were coming from the standpoint of a 401k participant. Carry on. My mistake. I as scanning the article and didn't realize you were coming from the standpoint of a 401k participant. Carry on.

]]> http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-2801 TFB Thu, 15 Oct 2009 20:47:05 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-2801 David - I'm pretty sure I didn't have the Roth and traditional IRAs confused. What made you think that's the case? When you are not eligible for contributing to a Roth IRA and you are covered by a 401(k) plan, your contributions to a traditional IRA are not deductible. David – I'm pretty sure I didn't have the Roth and traditional IRAs confused. What made you think that's the case? When you are not eligible for contributing to a Roth IRA and you are covered by a 401(k) plan, your contributions to a traditional IRA are not deductible.

]]> http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-2800 David Thu, 15 Oct 2009 20:09:03 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-2800 tfb, you have the Roth and traditional IRAs confused. The Roth contribution is non-deductible while the earnings are tax free. Vice versa for the Traditional. tfb, you have the Roth and traditional IRAs confused. The Roth contribution is non-deductible while the earnings are tax free. Vice versa for the Traditional.

]]> http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-2442 Don S Thu, 16 Jul 2009 02:31:05 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-2442 Excellent info and spreadsheet . . . i guess this is a good template for placing any alternative to the 401k side by side .. . Excellent info and spreadsheet . . . i guess this is a good template for placing any alternative to the 401k side by side .. .

]]> http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-873 TFB Tue, 02 Sep 2008 05:48:17 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-873 @Vig - Roth 401(k) or Roth 403(b) are covered in these posts: <a href="http://thefinancebuff.com/2008/03/case-against-roth-401k.html" rel="nofollow">The Case Against Roth 401(k)</a> and <a href="http://thefinancebuff.com/2008/05/roth-401k-for-people-who-contribute-max.html" rel="nofollow">Roth 401(k) for People Who Contribute the Max</a>. @Vig – Roth 401(k) or Roth 403(b) are covered in these posts: The Case Against Roth 401(k) and Roth 401(k) for People Who Contribute the Max.

]]> http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-866 Vig Oren Sun, 31 Aug 2008 20:57:20 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-866 Hi tfb, how a Roth 401(k) or Roth 403 (b) would fit in above calculations? Also, by any chance, do you know if USAA Brokerage has an option of "no transaction fees" (NTF), whereby I could buy Vanguards funds at low costs there? Hi tfb, how a Roth 401(k) or Roth 403 (b) would fit in above calculations? Also, by any chance, do you know if USAA Brokerage has an option of "no transaction fees" (NTF), whereby I could buy Vanguards funds at low costs there?

]]> http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-821 arvind Mon, 18 Aug 2008 05:18:50 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-821 I just saw that Fidelity has lower expenses 0.1% compared to Vanguard (0.25%) for their US stock market Index fund. If I am planning to just put all my money into an index fund, isn't Fidelity better? I just saw that Fidelity has lower expenses 0.1% compared to Vanguard (0.25%) for their US stock market Index fund. If I am planning to just put all my money into an index fund, isn't Fidelity better?

]]> http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-820 arvind Sun, 17 Aug 2008 07:22:39 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-820 Thanks for the info. Thanks for the info.

]]> http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-807 TFB Sat, 09 Aug 2008 04:45:49 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-807 Vanguard is the best. See previous post <a href="http://thefinancebuff.com/2006/10/best-mutual-fund-company.html" rel="nofollow">Best Mutual Fund Company</a>. Vanguard is the best. See previous post Best Mutual Fund Company.

]]> http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html/comment-page-1#comment-804 Arvind Sat, 09 Aug 2008 01:59:57 +0000 http://thefinancebuff.com/2008/07/alternatives-to-a-high-cost-401k-or-403b-plan.html#comment-804 Could you please recommend some good places to rollover my previous 401K to a IRA? I've heard Fidelity and vanguard are the best. Could you please recommend some good places to rollover my previous 401K to a IRA? I've heard Fidelity and vanguard are the best.

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