Comments on: Rental Car Insurance Options

By: TFB

TFB — Thu, 18 Feb 2010 01:49:38 +0000

Barbara – Call 1-800-MCASSIST to confirm your coverage. If you picked out a rental car company in Ireland, you can call them as well.

By: Barbara Kilroy

Barbara Kilroy — Thu, 18 Feb 2010 00:40:51 +0000

We’re going to Ireland this summer and will need 3 rental cars. I’d hoped to upgrade to a World Master Card to get my CDW coverage but when I looked up the 2008 coverage details it said that the card “may” not cover in Ireland and recommended that we check with the rental car company. HELP! Rental car CDW coverage for 30 days for 3 cars will cost a fortune. We can front the repaid cost if necessary, but want to make sure that we’ll get reimbursed.

By: TFB

TFB — Mon, 01 Feb 2010 16:27:18 +0000

Micki – Do you have a personal umbrella policy? My umbrella policy covers my liability worldwide, including liability that arises from auto accidents. It’s a good idea to have one for other reasons too. If you don’t have one, ask your auto insurance company about it.

By: Micki

Micki — Mon, 01 Feb 2010 15:43:44 +0000

Does anyone know what car insurance companies provide coverage for rental cars internationally – at least from the liability standpoint? I am in a tough situation. I am going to New Zealand in 2 weeks. My Visa card offers me collision and theft primary coverage (since my car insurance company does not for international rentals). However I have no liability coverage. One might think, then just get the SLI (suplimental Liability Insurance) from the rental car company, but for some reason in New Zealand, Avis does not offer that. I have no idea how to get liability coverage, and it is way to risky to drive without it. I would be willing to change my car insurance company and/or buy liability insurance seperately, but I can’t seem to find a company that will offer it when I am traveling in foreign countries. Any thoughts?

By: TFB

TFB — Tue, 07 Jul 2009 15:25:49 +0000

@David and @vickie - I got my World MasterCard through Chase. I already had a regular MasterCard with them before. I asked Chase to upgrade my card to a World MasterCard. They gave me a Chase Freedom card, which is also a World MasterCard. It was done in about a week. Europcar took my World MasterCard CDW coverage without fuss. The guy at the counter actually asked me if I had a World MasterCard.

By: vickie

vickie — Tue, 07 Jul 2009 14:34:46 +0000

What company did you get your World Master Card through?

By: David

David — Fri, 03 Jul 2009 23:59:29 +0000

I too am planning an Ireland trip…leaving mid-August. I have found getting a World MasterCard to be a frustrating runaround in its’ own right. I am facing US$345 just to have CDW & SDW for 8 days. Outrageous. I wish someone could convince me there is a better way. I am not even sure that the World MasterCard would really cover me.

By: TFB

TFB — Fri, 12 Jun 2009 18:17:12 +0000

@JSM - I rented from Europcar, booked through Expedia, picked up at Dublin airport. Daily rate was 13 Euros plus taxes and fees. Total cost came to about $25 a day. Remember don't make phone calls with your credit card.

By: JSM

JSM — Fri, 12 Jun 2009 18:09:16 +0000

What car rental company are you renting from? Did you pick up the car at Dublin Airport or elsewhere? And what is the daily rate (minus the car rental insurance, of course We’re traveling to Ireland next month, and it would be great to have this info.
Hope you’re enjoying your trip!

By: TFB

TFB — Thu, 11 Jun 2009 16:40:35 +0000

@Bob – The PDF I linked in the post for American Express stated in the middle of p. 4 that the policy will not cover “loss of use fees imposed by the Rental Company.” It could be outdated. Do you have a link to the policy that shows it does cover loss of use?