The second best is still far better than many poor choices.
It makes little sense to retire early on a shoestrings budget that requires you to substitute your own labor for hired labor.
2016 and 2017 calendar year HSA contribution limit and HDHP qualification for individual coverage and family coverage. No change for the most part due to low inflation.
When your 401k-type plan allows non-Roth after-tax contributions, you can take the money out to a Roth IRA or convert to Roth within the plan. Either way works.
How often a mutual fund or ETF pays dividends doesn’t affect its performance.
It’s very easy to enter the 1099-R from mega backdoor Roth into TurboTax.
Early retirement is expensive when you include the opportunity cost. It’s the opposite of frugality.
If you need car repairs out of town, try to get warranty that can be honored at home.
It’s not necessary to wring every last drop out of your big wins. Leave some money on the table. It minimizes the chances of something going wrong.