Early retirement is expensive when you include the opportunity cost. It’s the opposite of frugality.
If you need car repairs out of town, try to get warranty that can be honored at home.
It’s not necessary to wring every last drop out of your big wins. Leave some money on the table. It minimizes the chances of something going wrong.
OTC drugs Nasacort and Flonase can be just as effective as prescription drug Nasonex at 1/10th the cost.
If you did an unplanned backdoor Roth, clean up and make it planned from now on.
FedEx and UPS offer free programs to help you track and manage incoming packages.
You need a spreadsheet to track your Roth IRA contributions and withdrawals.
Make sure you take enough number of days off when your company has an unlimited vacation policy.
Although you can save receipts forever and treat your HSA like a stealth IRA, I choose not to.