Is Your Home an Investment?

If you get something for free it’s the same as income only if you’d pay the cash price anyway. If you are paying up front, it’s just a different way to pay for an expense.

Roth 401(k) for People Who Contribute the Max

[Updated on October 17, 2014 with a new example.] I said in The Case Against Roth 401(k) I think for most people the majority, if not 100%, of the contribution should go to a Traditional 401(k). I gave these reasons: Fill in lower tax brackets in retirement Avoid high state income tax Leave the option open […]