Retiring early means lower average earnings for calculating Social Security benefits. However, once you reach the second bend point, you aren’t losing much. I provide a spreadsheet to help you calculate when you will reach the second bend point.
A generous new account bonus and free trades make Merrill Edge a great discount broker for holding ETFs. Package deal with Bank of America gives you free checking with no ATM fee.
2015 contribution limits for 401k, 403b, SIMPLE, and IRA.
The IRS provided guidance on how to solve the circular reference math problem between the premium subsidy under Obamacare and the health care premium deduction for the self-employed.
Stop using a Vanguard money market fund when it pays only 0.01%. It’s not necessary to use one for buying or selling Vanguard mutual funds.
I compared Social Security optimal claiming strategy calculators by Financial Engines, AARP and T. Rowe Price with three hypothetical test cases. Which one gave the best strategy?
Bonds had surprisingly good returns in the first half of 2014. However, you are still better off in CDs.
Review online investment management services by Wealthfront, Betterment, and Personal Capital. How do these compare with a target date fund from Vanguard?
Interesting tidbits from a Vanguard report covering 3 million 401k participants. See where you stand.