The Barclaycard Arrival card I wrote about last year is still the best credit card for charging “everything else” outside special categories such as gas or groceries. It pays a 2.2% reward on every purchase when you redeem the earned miles/points as a statement credit against previous charges for travel expenses. The 40,000 bonus points after you spend $3,000 in the first 90 days effectively pay the annual fee for five more years after the annual fee is waived in the first year.
This card just became even better. The name changed to Barclaycard Arrival Plus™ World Elite MasterCard®. The “Plus” part differentiates it from the no-annual-fee version — Barclaycard Arrival™ World MasterCard® — which gives 2X miles only on travel and dining, and 1X on everything else. The “Elite” part makes it eligible for a bunch of exclusive travel perks through MasterCard such as special discounts and complimentary upgrades on select airlines.
This card has no foreign transaction fee. It also added Chip and PIN to make it easier to use when you travel outside the US. This is not just Chip and Signature. You can set a PIN and use it at unattended locations that only accept Chip and PIN.
All existing perks are still there. In addition to the usual extended warranty and rental car insurance benefits, it offers a rare Price Protection program that pays you the price difference if you find a lower price after you made a purchase. You also get a free FICO score every month.
Overall it’s a great card to have. If you don’t have it yet, be sure to use my affiliate link when you apply.