I don’t care that much about my credit score but I will take it if it’s handed to me. Alliant Credit Union gives me a VantageScore from Experian every quarter. Now my credit card company Barclaycard will give me a FICO score from TransUnion every month.
If you have the Priceline Rewards card, the US Airways card, or the Barclaycard Arrival Plus™ World Elite MasterCard® that pays 2.2% reward toward travel, or any other card issued by Barclaycard, here’s how to get your free FICO score sent to you by email every month:
1. Log in to your account. Click on Account settings.
2. Find the Alerts section in account settings. Click on Edit.
3. Scroll down to the bottom. Enable the alert for FICO Score changed. Click on Save.
I haven’t got any alert email yet. Maybe it will come when the statement closes.
If you want your FICO score now, you can manually change the URL. After you log in, put in ‘/score’ after ‘servicing’ like this:
That’s how I got mine shown at the beginning of this article. Hat tip to FatWallet Finance poster downercow. It looks like they will add a button under “Tools and education” but they haven’t yet.
If you are looking for a good reward card, Barclaycard Arrival Plus™ World Elite MasterCard® is a good one. It gives you 2.2% reward on every purchase toward travel expenses. In addition to the usual rental car insurance, extended warranty, etc., this card also offers no foreign transaction fee, price protection, and trip cancellation and trip interruption benefits. 40,000 bonus points effectively pay for the annual fee for six years.
If you don’t like the annual fee, there is also a no annual fee version Barclaycard Arrival™ World MasterCard®, which gives you 2% rewards only on travel and dining, not on everything. There is still no foreign transaction fee.
The free FICO score adds a small piece of icing on the cake.
Refinance Your Mortgage
Mortgage rates hit new lows. I saw rates as low as 3.25% for 30-year fixed, 2.625% for 15-year fixed, with no points and low closing cost. Check mortgage rates in your state.