When your 401k-type plan allows non-Roth after-tax contributions, you can take the money out to a Roth IRA or convert to Roth within the plan. Either way works.
How often a mutual fund or ETF pays dividends doesn’t affect its performance.
It’s very easy to enter the 1099-R from mega backdoor Roth into TurboTax.
Early retirement is expensive when you include the opportunity cost. It’s the opposite of frugality.
If you need car repairs out of town, try to get warranty that can be honored at home.
It’s not necessary to wring every last drop out of your big wins. Leave some money on the table. It minimizes the chances of something going wrong.
OTC drugs Nasacort and Flonase can be just as effective as prescription drug Nasonex at 1/10th the cost.
If you did an unplanned backdoor Roth, clean up and make it planned from now on.
FedEx and UPS offer free programs to help you track and manage incoming packages.