Of more than 700 articles I wrote since 2006, these are the best ones nominated by the readers.
Saving for Retirement
The Case Against Roth 401k – Usually it’s better to stick with pre-tax traditional 401k.
Backdoor Roth: A Complete How-To – Put money into a Roth IRA when your income is over the limit.
The Elusive Mega Backdoor Roth – Put 6 times more money into a Roth IRA.
Traditional >= Roth >= Taxable – Use a taxable account only after you max out all other accounts.
Saving for College
529 Plan Deduct and Run – Get a deduction AND use the best plan in the country.
Colorado Stable Value Plus 529 Plan – Good for kids close to entering college or already in college.
Stock Based Compensation
Employee Stock Purchase Plan (ESPP) Is A Fantastic Deal – Contribute the maximum and sell ASAP.
Sell Your RSUs As Soon As They Vest – Sell right away unless you want to speculate in your employer’s stock.
Why Investors Don’t Realize CDs Are a Better Deal Than Bonds – CDs offer better yield and lower risk than bond funds.
+/- 5% Rebalancing Bands – Frequent rebalancing isn’t necessary.
Tax Efficiency: Relative or Absolute? – The absolute tax cost is more important.
Best HSA Provider for Investing HSA Money – You can invest the money in your HSA and make it a stealth IRA.
Stay Off the Obamacare Premium Subsidy Cliff – Manage your income to qualify for the tax credit when you buy health insurance from the exchange.
Borrow 30-Year and Invest The Difference – A 15-year loan is usually better.
How to Buy Life Insurance – A mini-series from start to finish.