Although I'm many years from being eligible for Social Security, I created a my Social Security online account with the Social Security Administration. I did that as a part of the "plant your flag" ...
401k vs Pension: How To Make Your 401k Pay As Much As a Pension
[Updated with recent numbers from Vanguard.] For the most part, 401k plans replaced pension as the prevailing vehicle for people's retirement. Surveys and studies show very bleak numbers. The ...
Positive Cash Flow: An Open Secret In Early Retirement
It's been six months since the stock market touched a bottom in the coronavirus crash. It recovered nicely and fast. When the 2008 financial crisis started, I followed a path of overbalancing. After ...
Can 401k and IRA Contribution Limits Go Down If We Have Deflation?
The annual 401k and IRA contribution limits are adjusted for inflation each year. Due to rounding, the limits can stay the same from one year to the next when there isn't enough inflation. The ...
Who’s Leaving 401k Match On the Table?
The standard answer for how to get started in saving for retirement is to get the 401k match. It's often said to be a 100% return. Although the match isn't necessarily dollar-for-dollar (50 cents on ...
Fidelity Retirement Calculator Review
I went to the local Fidelity branch a couple of weeks ago to give them a filled out form for a free international wire transfer. I saw other clients being greeted and led into the offices in the back. ...