I have been using the Pay As You Go plan from H2O Wireless so far. H2O Wireless operates on the AT&T network. Under the Pay As You Go plan I pay $9 every 90 days after a 10% autopay discount. The $9 then gets deducted at 5 cents per minute, 5 cents per text, and 10 cents per MB of data as I use the phone. It translate to 180 minutes or 180 texts or 90 MB of data every 90 days. Because I’m at places with wifi most of the time, $9 every 90 days or $3/month has been more than enough.
I just placed an order for a new phone and new service from Xfinity Mobile. Xfinity Mobile is a service offered by Comcast, which I use for home Internet. Xfinity Mobile uses the Verizon network as the underlying carrier. As a Comcast home Internet customer, I can get unlimited calls and texts for about $3/month from Xfinity Mobile. It also includes free 100 MB of data. Additional data would cost $12/GB. Or you can go unlimited data at $45/month.
Here’s a discussion on the Boglehead’s Forum about Xfinity Mobile. The catch used to be that in order to get Xfinity Mobile you have to buy a new phone from them. The relief is that for a limited time, until September 13, you can get a cheap phone from them for only $1. If you don’t like the cheap phone, LG X Charge, you don’t have to use it. You can just take the SIM card out and use it on any other Verizon compatible phone. The LG G5 RS988 I bought recently is compatible (see Last Year’s Flagship Phone vs This Year’s Budget Phone). So is the Moto G5 Plus sold at Costco and elsewhere.
It’s nice to go from metered calls and texts to unlimited. Verizon’s network has good coverage. If I need more data than the free 100 MB in some months, about $15/month for unlimited calls and texts plus 1 GB of data is still a very good price.
If you have multiple lines, the data is pooled. If you can manage to stay under 1 GB combined on two lines, it would be only $18 total (~$3 per line plus $12 for 1 GB shared by two lines).
If you use Comcast Internet service, check out Xfinity Mobile.
Say No To Management Fees
If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.