My personal line of credit is all set up. I tested it by making a transfer from it in the morning and transferring the money back in the afternoon. I don’t think I will owe any interest that way. It worked as advertised. A personal line of credit and a credit card are both unsecured […]
Emergency-Proof Your Emergency Fund
Everybody knows they should have an emergency fund. There are many articles and discussions about how much one should have in the emergency fund and where to keep the emergency fund in order to earn the most interest. This post is not about either of those topics. Having an emergency fund is one thing. Having […]
Credit Card Cash Advance Saved the Day
I took a cash advance from a credit card last week. I had never done that before. I’m very happy I was able to do it. I’m also very happy with the cost and the efficiency of how it was done, even though I borrowed at 39,608% APR. I had been in the process of […]