Many users are confused when they try to report their Backdoor Roth in TurboTax. This article gives detailed step-by-step instructions with many screenshots.
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Best HSA Provider for Investing HSA Money
One HSA provider stands out well above others for people who invest the HSA money.
Stay Off the Obamacare ACA Premium Subsidy Cliff
Now that I left my job, I’m buying health insurance on the exchange under the Affordable Care Act (ACA). Before ACA, getting health care coverage is one of the biggest challenges for becoming self-employed. Forget about the cost; just getting a policy is a challenge by itself. ACA changed all that. Now self-employed people can buy health […]
How To Buy Treasury Bills With No Fee At Fidelity, Vanguard, Or Schwab
Treasury bills have become more competitive and more convenient than CDs. Here’s how to buy them with no fee whatsoever at Fidelity, Vanguard, or Schwab.
How To Rollover an HSA On Your Own and Avoid Trustee Transfer Fee
If you don’t like the HSA your employer chose for you, you can rollover the money to a provider you like for better investment options.
HSA Contribution Limit For Two Plans Or Mid-Year Changes
HSA contribution limit gets more complicated when a married couple are on different health plans or when they change insurance plans during the year.
My Credit Score Dropped This Much After Paying Off My Mortgage
Paying off your mortgage can make your credit score drop, but maybe that’s OK.
Pension Choices: Lump Sum, Single Life Or Joint & Survivor
How do you decide which payment option is the best for your pension? A lump sum, lifetime monthly payments, or a joint & survivor pension?
Save Early Versus Experience Early
While saving early is a great, prioritizing experiences over income and saving for retirement in early life can be a better strategy.
Best Business Checking Account For Self-Employment
The best business checking account for your self-employment business when you don’t deposit or withdraw physical cash: no minimum balance, no monthly fee, accepts direct deposits and direct debits, pays good interest.
Retiring Early: Effect On Social Security Benefits
Retiring early means lower average earnings for calculating Social Security benefits. However, once you reach the second bend point, you aren’t losing much. I show you how to see when you will reach the second bend point.
See A Doctor Out of Network And Pay Less Than The In-Network Rate
Having a very high deductible on health insurance gives you the freedom to choose any provider and pay less than the rate you’d otherwise pay through insurance.