Hi, I’m Harry. I’ll show you the nuts and bolts of managing your money.
401k, IRA, investing, insurance, taxes, … I lived, breathed, and wrote about these for so many years. No fluff, just concrete first-hand learning and sharing.
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Recent Posts
2025 2026 HSA Contribution Limits and HDHP Qualification
2025 and 2026 HSA contribution limits and HDHP qualifications for individual and family coverage. Small changes in 2026 due to mild inflation.
Backdoor Roth in FreeTaxUSA: Recharacterize & Convert, Same Year
Follow this detailed walkthrough of how to report a Roth conversion in FreeTaxUSA after recharacterizing a Roth IRA contribution in the same year.
Protect Your Brokerage Accounts From ACATS Transfer Fraud
Fraudulent brokerage account transfers via ACATS are rare but devastating. Learn how to protect your accounts from ACATS fraud in this case study.
Split-Year Backdoor Roth IRA in FreeTaxUSA, Year 2
Follow this detailed walkthrough of how to report in FreeTaxUSA recharacterizing and converting backdoor Roth contributions from the previous year.
Split-Year Backdoor Roth IRA in FreeTaxUSA, Year 1
Follow this detailed walkthrough of how to report in FreeTaxUSA the backdoor Roth contribution made or recharacterized for the previous year.
2024 2025 ACA Health Insurance Premium Tax Credit Percentages
If you get health insurance from ACA, the government sets the percentages of income you are expected to contribute toward a benchmark policy.