Hi, I’m Harry. I’ll show you the nuts and bolts of managing your money.
401k, IRA, investing, insurance, taxes, … I lived, breathed, and wrote about these for so many years. No fluff, just concrete first-hand learning and sharing.
Explore Topics
Recent Posts
2021 2022 401k 403b 457 IRA FSA HSA Contribution Limits
401k/403b/457 contribution limits will go up in 2022. Traditional and Roth IRA contribution limits will stay in the same.
2022 2023 Medicare Part B Part D IRMAA Premium Brackets
You pay higher Medicare Part B and Part D premiums if your income exceeds certain thresholds. Here are the IRMAA income brackets for 2022 and 2023.
How to Buy I Bonds (Series I Savings Bonds): Soup to Nuts
Series I savings bonds (I Bonds) are the bonds you can buy at the moment. Follow this guide for a complete walkthrough from start to finish.
How To Deposit Paper I Bonds to TreasuryDirect Online Account
You can deposit the paper I Bonds from the tax refund to your TreasuryDirect online account. Follow these steps. It gets easier after you do it once.
How To Use Securities-Based Lending to Manage Cash Flow
If you have large accounts with Fidelity, Schwab, TD Ameritrade, E*Trade, or Merrill Edge, you may be able to borrow at a very low interest rate.
What If Congress Bans Backdoor Roth and Mega Backdoor Roth?
Congress is considering banning backdoor Roth and mega backdoor Roth. Do these to catch the last opportunity before the end of 2021.