Hi, I’m Harry. I’ll show you the nuts and bolts of managing your money.
401k, IRA, investing, insurance, taxes, … I lived, breathed, and wrote about these for so many years. No fluff, just concrete first-hand learning and sharing.
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2026 2027 401k 403b 457 IRA FSA HSA Contribution Limits
The contribution and income limits for workplace retirement plans, FSA, and HSA will go up in 2027 to adjust for inflation. No change to IRA contribution limits.
How Close Were the IRMAA Income Bracket Projections?
My past IRMAA income bracket projections were all below the actual brackets announced in the following year. Use the lower 0% inflation projections.
Using ID.me Login with TreasuryDirect
TreasuryDirect will require ID.me login. It works, but there are serious privacy concerns.
2026 2027 Federal Income Tax Calculator for Retirees
This tax calculator is purpose-made for retirees. It covers everything relevant to retirees for 2026 and 2027 tax years.
Transfer Money to Another Person with Push-Only ACH/EFT
Having an account that supports ACH to another person’s account makes it easy to transfer a larger amount than using Venmo or Zelle.
Which AI Calculates Taxes Correctly?
Whether AI can calculate taxes correctly depends on the complexity. An online tax calculator is faster and more accurate if you know which one to use.