Hi, I’m Harry. I’ll show you the nuts and bolts of managing your money.
401k, IRA, investing, insurance, taxes, … I lived, breathed, and wrote about these for so many years. No fluff, just concrete first-hand learning and sharing.

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Recent Posts
Which AI Calculates Taxes Correctly?
Whether AI can calculate taxes correctly depends on the complexity. An online tax calculator is faster and more accurate if you know which one to use.
AI Gives Better Answers Than Google
AI gives you a good baseline. The less you know about a subject, the more AI will help. Use AI for how to apply knowledge to your specific situation.
A Simple Annual Financial Review Template
We use this annual financial review template to recap the previous year and plan for the current and future years.
How I Bought a Home Without an Agent After the NAR Settlement
You can buy a home without a buyer’s agent and save a lot of money when you’re prepared. Here’s how I did it.
Real Life Experience with a Deferred Fixed Annuity (MYGA)
A deferred fixed annuity, aka MYGA, is like a CD issued by an insurance company. It worked as advertised but I’m not renewing or buying more.
Software for Business and Trust Tax Returns: 1041, 1065, 1120-S
H&R Block Business is inexpensive tax software for filing business and trust tax returns. Try it if you need to file a Form 1041, 1065, or 1120-S.














