At last year's open enrollment for ACA health insurance, we switched from a PPO plan to an HMO plan, because the premium for the HMO plan was lower by $470/month. Both plans have a $6,000/person ...
Latest Blog Posts
Paying Taxes On Your Own: Amount, Timing, and Mechanics
You know what they say about death and taxes. If you work for an employer, the IRS requires the employer to withhold taxes. If you don't have an employer, you will have to pay taxes on your own, and ...
Absolute Value vs Relative Value: Doing Nothing Is Not The True Alternative
I read a great comment on the blog Frugal Professor that I'd like to share. The business school professor there needed a new mattress. One model that came into consideration costs $3,500. Someone ...
401k Match Policies: Every Payroll and True-Up
Contributing enough to the 401k plan in order to get the full employer match is among the most basic rule in saving and investing. When it comes to matching your 401k contributions, employers can do ...
How To File EITC and Child Tax Credit For Free: TurboTax Edition
In the previous post Tax Software: Buy Download Or CD, Not Online Service, we focused on the 40% of tax filers who prepare their own returns. More people actually don't do it themselves. They use the ...
2018 2019 2020 HSA Contribution Limits
Even though we just got into 2019, it's time to think about HSA for 2020. The contribution limits for various tax advantaged accounts for the following year are usually announced in October, except ...