Now that my income isn't too high that requires a backdoor Roth (having pre-tax money in a Traditional IRA interferes with it), I finally rolled over my 401k from the former employer to an IRA. The ...
Latest Blog Posts
Choose Your Investments and Your Accounts Separately
[Rewritten after major online brokers all lowered their commissions for online ETF trades to $0.] Your investments and your accounts are two different concepts. You don't "buy" an IRA. Your IRA is ...
Fidelity Retirement Calculator Review
I went to the local Fidelity branch a couple of weeks ago to give them a filled out form for a free international wire transfer. I saw other clients being greeted and led into the offices in the back. ...
When ACA Tax Credit Makes Your Premium Nearly Double Or Go To Zero
A double-digit increase in the annual health insurance premium is no longer news. It will be my third year on ACA health insurance in 2020. I just received the renewal documents from my HMO. The full ...
2020 California ACA Health Insurance Premium Subsidy
Ever since the Affordable Care Act came out, some people who buy health insurance on the ACA exchange have to watch carefully for the premium subsidy cliff. The Premium Tax Credit is cut off at 400% ...
2019 2020 Medicare Part B Part D IRMAA Premium Brackets
[Update on Sept. 13, 2019: The latest CPI release confirmed the earlier projections.] Seniors age 65 or older can sign up for Medicare. Medicare calls people who receive it beneficiaries. Medicare ...