One reason that Vanguard received large in-flows of new investments in recent years is because of ETFs. Investors can buy Vanguard ETFs in their existing accounts at minimal commission, which is now ...
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2019 2020 2021 HSA Contribution Limits
Even though we just got into 2020, it's time to think about HSA for 2021. The contribution limits for various tax advantaged accounts for the following year are usually announced in October, except ...
While On International Travel, Always Transact In Local Currency
While I'm currently traveling in Spain, every time I buy something, I'm asked whether I'd like to transact in Euros or U.S. dollars. This happens when I buy tickets to attractions online, on the ...
ACA Health Insurance: Price To Cover Two People Versus Just One
Reader Charlie brought up an interesting scenario. Both Charlie and his wife are getting health insurance from the ACA exchange right now. After Charlie becomes eligible for Medicare next year, his ...
Free Home-Based VPN for Accessing Financial Accounts During Travel
When I travel out of the country, I don't try to access my financial accounts, because (a) I don't know how secure the hotel WiFi is; and (b) when the financial institution sees login attempts from ...
401(a) Plan Contribution Limit
Most people working at private companies have a 401(k) plan, and that's it. Those who work at educational institutions or non-profits often have a 403(b) plan, which works more or less the same as a ...