If you have large accounts with Fidelity, Schwab, TD Ameritrade, E*Trade, or Merrill Edge, you may be able to borrow at a very low interest rate.
Latest Blog Posts
2021 2022 401k 403b 457 IRA FSA HSA Contribution Limits
401k/403b/457 contribution limits will go up in 2022. Traditional and Roth IRA contribution limits will stay in the same.
2021 2022 Medicare Part B Part D IRMAA Premium Brackets
You pay higher Medicare Part B and Part D premiums if your income exceeds certain thresholds. Here are the IRMAA income brackets for 2021 and 2022.
What If Congress Bans Backdoor Roth and Mega Backdoor Roth?
Congress is considering banning backdoor Roth and mega backdoor Roth. Do these to catch the last opportunity before the end of 2021.
Relocating for Retirement: Buy or Rent – Old Rules and New Rules
Some of the old rules for buying versus renting when you’re relocating are either outdated or don’t apply to everyone. Here are some new rules.
Create a Simple Revocable Living Trust with Software for I Bonds
It’s easy to create a simple revocable living trust with DIY legal books and software. You can buy additional $10,000 in I Bonds per year for each trust.
How to Buy I Bonds (Series I Savings Bonds): Soup to Nuts
Series I savings bonds (I Bonds) are the bonds you can buy at the moment. Follow this guide for a complete walkthrough from start to finish.
Roth Conversion and Capital Gains On ACA Health Insurance
Use this calculator to see the marginal tax rate on Roth conversions and long-term capital gains when you also receive a subsidy on ACA health insurance.
Don’t Choose 2021 Advance Child Tax Credit Opt-Out
Don’t jump through hoops to opt out of the 2021 Advance Child Tax Credit. You may miss out on tax benefits if you do. Do nothing and accept the money.
Buy More I Bonds at TreasuryDirect in a Revocable Living Trust
You can buy more I Bonds at TreasuryDirect in a trust. The trust can have the same tax ID, email address, and bank account as your personal account.