As recent as two weeks ago, the federal funds rate was still 1.5%. In two big moves, the Fed dropped the rate to zero. Federal Funds Rate, 01/2000 - 03/2020 Short-term Treasury yields followed ...
Latest Blog Posts
My Interview on White Coat Investor Podcast
I just came back from the 2020 Physician Wellness and Financial Literacy Conference in Las Vegas. The coronavirus pandemic and the huge swings in the stock market made this conference extra memorable. ...
IRA Partial Transfer from Broker to Credit Union for CDs
When I heard Navy Federal Credit Union was offering a 3% 37-month CD, which was only available in an IRA or ESA (Coverdell Education Saving Account), I decided to move part of my Traditional IRA from ...
Fidelity Accepts ETF Orders in Dollars with Fractional Shares
One reason that Vanguard received large in-flows of new investments in recent years is because of ETFs. Investors can buy Vanguard ETFs in their existing accounts at minimal commission, which is now ...
2019 2020 2021 HSA Contribution Limits
Even though we just got into 2020, it's time to think about HSA for 2021. The contribution limits for various tax advantaged accounts for the following year are usually announced in October, except ...
While On International Travel, Always Transact In Local Currency
While I'm currently traveling in Spain, every time I buy something, I'm asked whether I'd like to transact in Euros or U.S. dollars. This happens when I buy tickets to attractions online, on the ...