When we were preparing an out-of-state move, I made a list of all the places that have our address. The list is surprisingly long: every bank and credit union, every credit card, every brokerage firm, ...
Latest Blog Posts
How To Find a Small Local Bank for Your Business
When I really needed a bank for my small business, I was caught without one. The government required going through a participating bank or credit union to apply for a loan under the Paycheck ...
Is It Better to Withdraw Only from Cash and Bonds in a Bear Market?
A popular strategy for retirees is keeping a number of years of retirement spending in cash and high-quality bonds in case there's a multi-year bear market. When I posted Easy Early Retirement ...
COVID-19 Loans for Self-Employed: Where to Apply
Congress passed the CARES Act to mitigate the negative economic impact brought by the coronavirus pandemic. The most publicized part for individuals is the economic impact payment of $1,200 per adult ...
Lock In Good CD Rates Before They Disappear
As recent as two weeks ago, the federal funds rate was still 1.5%. In two big moves, the Fed dropped the rate to zero. Federal Funds Rate, 01/2000 - 03/2020 Short-term Treasury yields followed ...
My Interview on White Coat Investor Podcast
I just came back from the 2020 Physician Wellness and Financial Literacy Conference in Las Vegas. The coronavirus pandemic and the huge swings in the stock market made this conference extra memorable. ...