After many years of low interest rates, savers finally got some reprieve in 2018. But it didn't last long. Interest rates headed back down in 2019. Other than in some periods in 2012-2013 and 2016, ...
Latest Blog Posts
2019 2020 ACA Health Insurance Premium Tax Credit Percentages
If you buy health insurance from healthcare.gov or a state-run ACA exchange, whether you qualify for a premium tax credit is determined by your income relative to the Federal Poverty Level (FPL). You ...
2019 2020 401k 403b 457 TSP IRA FSA HSA Contribution Limits
[Updated in November 2019 after official numbers for 2020 are out.] Retirement plan contribution limits are adjusted for inflation each year. After inflation pushed up both the 401k/403b/457 ...
My Credit Score Dropped This Much After I Paid Off My Mortgage
I had my credit frozen at big three credit bureaus after the burglary event two years ago (see Lessons After A Burglary: Physical Security). I don't subscribe to any credit monitoring service like ...
Pension Choices: Lump Sum, Single Life Or Joint & Survivor
Note from the Editor: This is a guest post from long-time reader Horton. As an actuary, he's the real pro in crunching numbers! *** While corporate pension plans are on target to follow the way of ...
Best Index Funds and ETFs at Fidelity
[Updated in November 2019 after Fidelity and other major online brokers lowered their commission for online ETF trades to $0.] What are the best index funds and ETFs for long-term investors using ...