A popular strategy for retirees is keeping a number of years of retirement spending in cash and high-quality bonds in case there's a multi-year bear market. When I posted Easy Early Retirement ...
Latest Blog Posts
COVID-19 Loans for Self-Employed: Where to Apply
Congress passed the CARES Act to mitigate the negative economic impact brought by the coronavirus pandemic. The most publicized part for individuals is the economic impact payment of $1,200 per adult ...
Lock In Good CD Rates Before They Disappear
As recent as two weeks ago, the federal funds rate was still 1.5%. In two big moves, the Fed dropped the rate to zero. Federal Funds Rate, 01/2000 - 03/2020 Short-term Treasury yields followed ...
My Interview on White Coat Investor Podcast
I just came back from the 2020 Physician Wellness and Financial Literacy Conference in Las Vegas. The coronavirus pandemic and the huge swings in the stock market made this conference extra memorable. ...
IRA Partial Transfer from Broker to Credit Union for CDs
When I heard Navy Federal Credit Union was offering a 3% 37-month CD, which was only available in an IRA or ESA (Coverdell Education Saving Account), I decided to move part of my Traditional IRA from ...
Fidelity Accepts ETF Orders in Dollars with Fractional Shares
One reason that Vanguard received large in-flows of new investments in recent years is because of ETFs. Investors can buy Vanguard ETFs in their existing accounts at minimal commission, which is now ...