US Bank Smartly Visa offers 4% reward on every purchase. See what works well, the downsides, and the best practice to set it up.
Latest Blog Posts
ChexSystems Security Freeze: Login, Report, and Score
Placing a security freeze at ChexSystems helps prevent someone from opening a bank account in your name. Also check your ChexSystems report and score.
How to Link An Account to Bank of America for ACH Push
Bank of America supports free fast ACH push to an external account with a high limit. It’s a little tricky to set it up though. Here’s a walkthrough.
Streaming Ballet, Opera, Jazz, and Classical Music Performances
medici.tv streams ballet, opera, jazz, and classical music performances. Some public libraries provide free access or you can subscribe directly.
Get Kanopy Streaming From a Library as a Non-Resident
Kanopy offers high quality streaming movies. Get a card from a different library as a non-resident if your public library doesn’t offer it.
Retirees, a Rich Life Isn’t About Spending More Money
Spending is a poor proxy for enjoyment and life satisfaction. The best things in life are nearly free. Don’t worry whether you’re “underspending.”
2024 2025 401k 403b 457 IRA FSA HSA Contribution Limits
The contribution and income limits for workplace retirement plans, Traditional and Roth IRA, FSA, and HSA will go up in 2025 to adjust for inflation.
Roll Over an Unnecessarily Complicated SIMPLE IRA
A SIMPLE IRA through a small employer is often set up with an expensive broker. Roll it over to a Traditional IRA after two years.
Follow This Rule to Avoid Long Holds and Account Restrictions
Check deposits and ACH pulls increase the chances to get your account restricted.
2024 2025 Tax Brackets, Standard Deduction, Capital Gains, QCD
The tax brackets, standard deduction, and the capital gains tax cutoff point for single and married filing jointly filing statuses will go up in 2025.