I had my credit frozen at big three credit bureaus after the burglary event two years ago (see Lessons After A Burglary: Physical Security). I don't subscribe to any credit monitoring service like ...
Latest Blog Posts
Pension Choices: Lump Sum, Single Life Or Joint & Survivor
Note from the Editor: This is a guest post from long-time reader Horton. As an actuary, he's the real pro in crunching numbers! *** While corporate pension plans are on target to follow the way of ...
Save Early Versus Experience Early
When it comes to saving for retirement, saving early is one of the most effective strategies. Due to the power of compounding, when you are able to get a head start at an early age, you can make time ...
Best Business Checking Account For Self-Employment
When you are self-employed, it's often recommended that you use a separate checking account for the business, to make a clean separation between the business and personal income and expenses. It's ...
Retiring Early: Effect On Social Security Benefits
Social Security has a flat 6.2% tax rate, up to the maximum wages covered by Social Security ($132,900 in 2019). Social Security benefits bear some positive relationship with your covered wages and ...
See A Doctor Out of Network And Pay Less Than The In-Network Rate
At last year's open enrollment for ACA health insurance, we switched from a PPO plan to an HMO plan, because the premium for the HMO plan was lower by $470/month. Both plans have a $6,000/person ...