A SIMPLE IRA through a small employer is often set up with an expensive broker. Roll it over to a Traditional IRA after two years.
Latest Blog Posts
Follow This Rule to Avoid Long Holds and Account Restrictions
Check deposits and ACH pulls increase the chances to get your account restricted.
2025 2026 2027 Medicare IRMAA Premium MAGI Brackets
You pay higher Medicare Part B and Part D premiums if your income exceeds certain thresholds. Here are the IRMAA income brackets for 2025, 2026, and 2027.
How to Keep a Google Voice Number Permanent for 2FA
I use a Google Voice number for 2FA in all my financial accounts. Making the Google Voice number permanent puts it securely under my control.
How to Set Up Auto Pay On Bank of America Credit Card
Setting up auto pay on a Bank of America credit card is tricky to figure out. Here’s a walkthrough of how to do it.
Ditch Banks — Go With Money Market Funds and Treasuries
Stop using banks and credit unions for cash savings. Use money market funds and Treasuries for better transparency and fairness.
Brokerage Transfer Bonus Made Easy for Total Beginners
You can earn $5,000 by transferring a brokerage account for a bonus. Follow this guide if you’re interested but haven’t done it before.
Why I Stopped Chasing Bank and Brokerage Bonuses
Banks and brokerages offer bonuses to open new accounts or transfer assets. These bonuses work as advertised but I’m not chasing them.
2 Ways to Use Fidelity as a Bank Account
Fidelity offers account that can be used as a checking and savings account. Learn how to have free everything and earn a good yield from the first dollar.
Model Big Financial Decisions with MaxiFi Software
You can use MaxiFi online financial planning software to model big financial decisions such as retirement and housing. It’s is inexpensive and useful.