How claiming Social Security affects ACA health insurance depends on if there’s a cliff, and your household income before and after Social Security.
When to Claim Social Security: How Much Does It Matter, Anyway?
The best strategy for when to claim Social Security benefits resides in a wide zone. It doesn’t matter much when you choose a date within the zone.
2026 Social Security Cost of Living Adjustment (COLA)
We project the Cost of Living Adjustment (COLA) for Social Security benefits next year under different scenarios. Retirees are better off with a lower COLA.
Streaming Ballet, Opera, Jazz, and Classical Music Performances
medici.tv streams ballet, opera, jazz, and classical music performances. Some public libraries provide free access or you can subscribe directly.
Get Kanopy Streaming From a Library as a Non-Resident
Kanopy offers high quality streaming movies. Get a card from a different library as a non-resident if your public library doesn’t offer it.
Retirees, a Rich Life Isn’t About Spending More Money
Spending is a poor proxy for enjoyment and life satisfaction. The best things in life are nearly free. Don’t worry whether you’re “underspending.”
Model Big Financial Decisions with MaxiFi Software
You can use MaxiFi online financial planning software to model big financial decisions such as retirement and housing. It’s is inexpensive and useful.
Is It Worth Moving to Lower Cost of Living After You Retire?
Use this calculator to quantify the higher cost of housing in a very high cost of living area to decide if it’s worth it to stay put after you retire.
Our Experience in Building a Home Over Buying an Existing Home
Why we built a home as opposed to buying an existing home. Building a home can be a satisfying experience if you don’t mind investing the time and energy.
Two Fundamental Drivers of Financial Success in Retirement
Keep your eyes on these two fundamental drivers that determine the financial success of your retirement. Don’t get distracted by the optimization tactics.
Fidelity Retirement Planning Tool: High-Level Model, Not Tactical
Fidelity’s retirement planning tool shows how much leeway you have and what moves the needle. It isn’t designed to give year-by-year tactical guidance.
A Large Margin of Safety Reduces Stress and Need for Precision
You don’t have to be precise when you have a large margin of safety. It reduces stress and it makes your solution more robust against adverse conditions.