If your employer has an outdated 401k match policy you will have to do extra work. Employers current with the best practice give a true-up match every payroll.
Reject FOMO. Go at your own pace in preparing for retirement.
I compared two free calculators for the optimal Social Security claiming strategy with hypothetical test cases. They both do a good job.
A paid-off home not only provides you a place to live. It can also fund your retirement.
Putting your financial plan into a simple table helps you focus on the major blocks and see where you are.
Real life experience and learning from maintaining and executing an estate plan.
Just having a trust document doesn’t do much. You need to put accounts under the trust’s name. I walk you through for how we did it with Fidelity, Vanguard, and Merrill Edge.
Using the legal plan through an employer works for simple estate planning.
Pivoting when you are financially comfortable offers a safer and more enjoyable path to a second childhood.
Roth 401k makes it easy for people to fool themselves into contributing more.
Employment income to net worth ratio explains whether a person decides to retire or keep working.
Friends, co-workers and people on the Internet will encourage you to take risks when they have nothing to lose.