It makes little sense to retire early on a shoestrings budget that requires you to substitute your own labor for hired labor.
Mega Backdoor Roth: Convert Within Plan or Out to Roth IRA?
When your 401k-type plan allows non-Roth after-tax contributions, you can take the money out to a Roth IRA or convert to Roth within the plan. Either way works.
Early Retirement and Opportunity Cost
Early retirement is expensive when you include the opportunity cost. It’s the opposite of frugality.
Staying In Your Job After Financial Independence
Staying in a job you love after you reach financial independence provides great satisfaction and the financial means for all the luxuries you feel guilty about.
Mint Interview: My Not-So-Secret Secret
Interview on personal finance site mint.com on how to retire in your 40’s.
Internet Retirement Police Rule Book
What makes someone retired? Is being financial independent the same as retired? What about the self-employed or stay-at-home parents?
myRA = Roth IRA + Savings Bonds
The new myRA being created by the Obama administration is simply Roth IRA invested in savings bonds.
Don’t Fret About A Bad 401k
Consider the 401k plan as a part of the total compensation. The cost of a high-cost 401k plan isn’t really that high when you don’t stay with the same employer for that long.