We project the Cost of Living Adjustment (COLA) for Social Security benefits next year under different scenarios. Retirees are better off with a lower COLA.
Which Financial Decisions Require Extra Attention and Which Don’t
Some financial decisions require extra attention upfront and others don’t. Asking these 3 questions helps you distinguish which is which.
Use Google Calendar to Manage Bills, Taxes, and Investing Tasks
A computer-based calendar makes it easy to create recurring events for bills, taxes, and investing tasks. Put them on your calendar so you won’t forget.
Fidelity Full View + GPS: Track Your Portfolio Across All Accounts
Fidelity Full View gives a global view of your entire portfolio at Fidelity and elsewhere. It feeds into Fidelity GPS for a more in-depth analysis.
Security Hardware for Vanguard, Fidelity, and Schwab Accounts
Get off SMS text message codes and stop using your phone for login security. Buy hardware tokens and keys to protect your investment accounts and email.
How to Manage a Family Member’s Fidelity or Vanguard Accounts
Financial institutions often don’t recognize your Power of Attorney. Follow this process to authorize access to your Fidelity and Vanguard accounts.
Create a Simple Revocable Living Trust with Software for I Bonds
It’s easy to create a simple revocable living trust with DIY legal books and software. You can buy additional $10,000 in I Bonds per year for each trust.
Buy More I Bonds in a Revocable Living Trust
You can buy more I Bonds at TreasuryDirect in a trust. The trust can have the same tax ID, email address, and bank account as your personal account.
I Bonds Beneficiary vs Secondary Owner in TreasuryDirect
You can set up a beneficiary or a secondary owner on your I Bonds in TreasuryDirect. It only depends on if you want to let someone transact on your behalf.
How To Grant Transact or View Right on Your I Bonds
A secondary owner can’t see or redeem savings bonds in TreasuryDirect until the primary owner specifically grant rights to the secondary owner. Here’s how.