I use a Google Voice number for 2FA in all my financial accounts. Making the Google Voice number permanent puts it securely under my control.
Latest Blog Posts
2025 Social Security Cost of Living Adjustment (COLA)
We project the Cost of Living Adjustment (COLA) for Social Security benefits next year under different scenarios. Retirees are better off with a lower COLA.
How to Set Up Auto Pay On Bank of America Credit Card
Setting up auto pay on a Bank of America credit card is tricky to figure out. Here’s a walkthrough of how to do it.
Ditch Banks — Go With Money Market Funds and Treasuries
Stop using banks and credit unions for cash savings. Use money market funds and Treasuries for better transparency and fairness.
Brokerage Transfer Bonus Made Easy for Total Beginners
You can earn $5,000 by transferring a brokerage account for a bonus. Follow this guide if you’re interested but haven’t done it before.
Why I Stopped Chasing Bank and Brokerage Bonuses
Banks and brokerages offer bonuses to open new accounts or transfer assets. These bonuses work as advertised but I’m not chasing them.
2 Ways to Use Fidelity as a Bank Account
Fidelity offers account that can be used as a checking and savings account. Learn how to have free everything and earn a good yield from the first dollar.
Model Big Financial Decisions with MaxiFi Software
You can use MaxiFi online financial planning software to model big financial decisions such as retirement and housing. It’s is inexpensive and useful.
Check These Before You Transfer an Account From Vanguard
Take these steps when you transfer a Vanguard account to another broker to make sure it doesn’t trigger taxes and to preserve the cost basis records.
Is It Worth Moving to Lower Cost of Living After You Retire?
Use this calculator to quantify the higher cost of housing in a very high cost of living area to decide if it’s worth it to stay put after you retire.