The standard answer for how to get started in saving for retirement is to get the 401k match. It's often said to be a 100% return. Although the match isn't necessarily dollar-for-dollar (50 cents on ...
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2020 2021 Medicare Part B Part D IRMAA Premium Brackets
[Update on August 12, 2020: projections for 2021] Seniors age 65 or older can sign up for Medicare. Medicare calls people who receive it beneficiaries. Medicare beneficiaries must pay a ...
2019 2020 2021 Federal Poverty Levels (FPL) For ACA Health Insurance
People who don't have health insurance from work can buy health coverage under the Affordable Care Act, also known as Obamacare. The premiums are made affordable by a premium subsidy in the ...
How To Monitor Incoming Mail to Your PO Box
When we were preparing an out-of-state move, I made a list of all the places that have our address. The list is surprisingly long: every bank and credit union, every credit card, every brokerage firm, ...
How To Find a Small Local Bank for Your Business
When I really needed a bank for my small business, I was caught without one. The government required going through a participating bank or credit union to apply for a loan under the Paycheck ...
Is It Better to Withdraw Only from Cash and Bonds in a Bear Market?
A popular strategy for retirees is keeping a number of years of retirement spending in cash and high-quality bonds in case there's a multi-year bear market. When I posted Easy Early Retirement ...