I mentioned in another post that I started using Zoho recently. Zoho offers a suite of "office" software online. They have online word processor, spreadsheet, presentation and many other types of software that traditionally resides on a local computer. Having these software online lets me access my documents from anywhere. It also lets me share my documents with the world without requiring Microsoft Excel. My experience so far has been very good. I have created a few Excel spreadsheets and linked to them on this blog in the past. Zoho’s spreadsheet program correctly imported them without glitch. Here they are if you’d like to use or bookmark them:
ESPP Rate of Return – Calculates the annualized return from Employee Stock Purchase Plan (ESPP) purchase and sale. See previous post Employee Stock Purchase Plan (ESPP) Is A Fantastic Deal.
Say No To Management Fees
If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice.