There has been some speculation about whether the much coveted MBNA Bill Pay Choice service will survive the web site merge into Bank of America. It turned out that it was kept intact. Smart consumers can continue to use it to pay other credit cards and mortgage payments. I was also hoping that with the merger into the B of A platform, I will get the OFX download feature so I can download transactions before the statement closes. But for me, the merger is a non-event. The card I use, Fidelity Investments Rewards Card, a TFB award winner, didn’t go into the B of A platform at all. It just got a different domain name, www.ibsnetaccess.com instead of www.mbnanetaccess.com. The interface is still the same as the old MBNA. Same login, same password, no SiteKey. Oh well, so much for the fanfare. Too bad I will have to keep entering those transactions by hand.