It takes a certain mentality to not seek out every opportunity. You don’t have to venture outside the mainstream when mainstream already works well enough.
P2P Lending Versus Investing In Consumer Finance Companies
If you find P2P lending attractive, why wouldn’t you consider investing in consumer finance companies? High interest rates aren’t enough. You must also properly account for risk.
Lending Club vs Bank Account with FDIC Insurance
Santander Bank’s extra20 checking and savings accounts offer a better return with full FDIC insurance than P2P lending through Lending Club.