After the previous post about joining Navy Federal Credit Union, reader John asked whether there was a hard pull. Similar questions came up before on opening accounts at other banks and credit unions. ...
Free FICO Score From Your Credit Card
I don't care that much about my credit score but I will take it if it's handed to me. Alliant Credit Union gives me a VantageScore from Experian every quarter. Now my credit card company Barclaycard ...
Is a Vantage Score Good Enough?
I don't care much about my credit score as long as I still get the best rates when I borrow. In previous posts I showed you don't need a top score to get the best rate. I don't buy credit scores. My ...
Free Credit Score After Credit Application
I wrote several times on this blog I don't care much about credit scores. Most people shouldn't either because they have a good enough score that will give them the best rates anyway. Improving a good ...
Why Credit Score Is Not Free and Should Not Be Free
Last week I said the credit score purveyor do a very good marketing job in making something of a non-issue to most people seem like a big deal. The marketing creates artificial demand from people to ...
A High Credit Score Is Not Necessary for the Best Loan Rate
My mortgage refinance is almost done. I will sign the docs this week. Long story short, I'm refinancing from a 15-year fixed at 3.75% to a 5/1 ARM at 2.625% with a negative $900 closing cost. It's a ...