I had my credit frozen at big three credit bureaus after the burglary event two years ago (see Lessons After A Burglary: Physical Security). I don't subscribe to any credit monitoring service like ...
Soft Pull, Hard Pull, Bring It On!
After the previous post about joining Navy Federal Credit Union, reader John asked whether there was a hard pull. Similar questions came up before on opening accounts at other banks and credit unions. ...
Free FICO Score From Your Credit Card
I don't care that much about my credit score but I will take it if it's handed to me. Alliant Credit Union gives me a VantageScore from Experian every quarter. Now my credit card company Barclaycard ...
Is a Vantage Score Good Enough?
I don't care much about my credit score as long as I still get the best rates when I borrow. In previous posts I showed you don't need a top score to get the best rate. I don't buy credit scores. My ...
Free Credit Score After Credit Application
I wrote several times on this blog I don't care much about credit scores. Most people shouldn't either because they have a good enough score that will give them the best rates anyway. Improving a good ...
Why Credit Score Is Not Free and Should Not Be Free
Last week I said the credit score purveyor do a very good marketing job in making something of a non-issue to most people seem like a big deal. The marketing creates artificial demand from people to ...