Bank of America Travel Rewards credit card pays 2.625% rewards on everything with no caps when you hold $100k worth of investments at Merrill Edge.
The yield on a money market fund adjusts to the current market. You aren’t at the mercy of a bank’s decision to catch up or stay behind.
If you have large accounts with Fidelity, Schwab, TD Ameritrade, E*Trade, or Merrill Edge, you may be able to borrow at a very low interest rate.
If you’re not reinvesting dividends, you can have them paid out automatically to your bank account. See how to set it up in Fidelity and Merrill Edge.