I love the Om Money column in the Yoga Journal magazine. It’s the first thing I read in every issue. The column features a question from a reader answered by two money experts. A previous column prompted me to write Unsure About Socially Responsible Investing (SRI) last year. Here’s another good question in the September […]
Buy Now Or Buy Gradually Over Time?
A reader asked a question in the comments to my previous post Bought REITs Again. I’m answering it in a new post because the question is quite common. “If you were to set up a new IRA and pour some cash into it (200K), would you go ahead and dive right in or wait and […]
Unsure About Socially Responsible Investing (SRI)
I read this question in a recent issue of the Yoga Journal magazine: “I don’t want to support tobacco companies or environmental polluters, but my broker claims that socially responsible investing will cost me. How can I persuade my broker to make investments that align with my values?” The official answer from the magazine pointed […]
Avoiding the Worst Days and Missing the Best Days
Two readers commented about avoiding the worst days on my post about the meaningless stats on missing the best days. The stock market had some bad days since then. I think some might be interested in reading about avoiding the worst days. First I want to emphasize that the whole point of my previous post […]
Personal Rate of Return: Dollar Weighted Or Time Weighted
After reading my post about estimating overall personal rate of return, a reader Brian asked: “I have a Fidelity serviced 401(k) and I had always wondered about how they calculated the personal rate of return. Do you know how/if other providers calculate personal rates of return? If I were to open a brokerage account, is […]
ESPP: What’s In It for the Company?
After reading my post about ESPP, a reader David sent me an e-mail and asked I’ve read a bunch of stuff about ESPP and while everyone talks about what a good deal it is for the employees who are able to participate, or the tax consequences of the various ways to sell the shares, no one talks about what […]