Detailed review of the written plan provided by Vanguard as a part of its Vanguard Financial Plan service. Breakdown by section what the plan includes and doesn’t include.
Latest Blog Posts
Target RED Card Debit: Zero Fraud So Far
In the massive data breach at Target, see why the Target REDCard debit cards experienced zero fraud.
Vanguard Financial Plan Review: (1) The Questionnaire
Detailed review of the questionnaire used in the Vanguard Financial Plan service. See what it includes and doesn’t include.
The Average Investor Should Use An Investment Advisor: How to Find One
The average investor will benefit from using a financial advisor, not just any financial advisor but a good one at a low cost. Learn how to find a good low-cost advisor at different asset levels.
Marriage Penalty or Bonus Poll Results
Readers reported whether and how much they are paying a marriage tax penalty or receiving a marriage tax bonus.
Lending Club vs Bank Account with FDIC Insurance
Santander Bank’s extra20 checking and savings accounts offer a better return with full FDIC insurance than P2P lending through Lending Club.
FSA, HSA, HRA, Oh My!
The difference between Flexible Spending Account (FSA), Health Savings Account (HSA), and Health Reimbursement Account (HRA), and when you should choose which.
Target Retirement Funds vs LifeStrategy Funds vs DIY Mix
You can invest in a Target Retirement fund or LifeStrategy fund at Vanguard. Or you can invest in several individual funds and make your own fix. See which approach is better for you.
Should a Young Person Invest 100% In Stocks For Retirement?
A young person shouldn’t be too focused on the current portfolio because most of his/her savings haven’t been invested yet.
myRA = Roth IRA + Savings Bonds
The new myRA being created by the Obama administration is simply Roth IRA invested in savings bonds.