Review online investment management services by Wealthfront, Betterment, and Personal Capital. How do these compare with a target date fund from Vanguard?
Latest Blog Posts
Insights From How America Saves 2014
Interesting tidbits from a Vanguard report covering 3 million 401k participants. See where you stand.
Having a Mortgage and Buying Stocks On Margin
A mortgage is a negative bond. Buying stocks while having a mortgage is the same as buying stocks on margin. So is buying stocks while renting.
Is Your Home an Investment?
If you get something for free it’s the same as income only if you’d pay the cash price anyway. If you are paying up front, it’s just a different way to pay for an expense.
The Difference Between Asset And Investment
What is an asset and what is an investment? Are all assets investments? Are all investments assets? Is your home an asset or an investment or both?
Bond Closed-End Funds: Good Or Bad?
This articles explains how bond closed-end funds work and how they are better or worse than the traditional open-end mutual funds and ETFs.
Roth 401(k) for People Who Contribute the Max
[Updated on October 17, 2014 with a new example.] I said in The Case Against Roth 401(k) I think for most people the majority, if not 100%, of the contribution should go to a Traditional 401(k). I gave these reasons: Fill in lower tax brackets in retirement Avoid high state income tax Leave the option open […]
State Government Helps You Find Lower Auto & Home Insurance
Premium survey from your state government can help you narrow down the list of companies you contact for auto and home insurance quotes.
Internet Retirement Police Rule Book
What makes someone retired? Is being financial independent the same as retired? What about the self-employed or stay-at-home parents?
Find A Financial Advisor Outside Your Local Area
Good advice comes from near and far. You will find a better financial advisor if you don’t limit yourself to advisors in your local area.