Schwab Intelligent Portfolios feature a higher-than-usual allocation to cash. They also place more emphasis on fundamental indexing.
Latest Blog Posts
The Anatomy of a Co-Branded Credit Card
General structure of a co-branded credit card relationship between the program sponsor and the issuing bank.
Restricted Stock Units (RSU) and TurboTax: Net Issuance
A step-by-step guide on how to enter sale of shares from vested RSUs in TurboTax.
From Aggressive Saving To Living Paycheck To Paycheck
Ramping down savings rate is a challenge too.
Mega Backdoor Roth In Solo 401k: Control Your Own Destiny
You can add after-tax contributions and in-service distribution to your solo 401k if you get your own plan document. It costs less than you think.
Mega Backdoor Roth and Access To Your Money Before 59-1/2
You still have good access to your money before age 59-1/2 when you do the after-tax 401k or 403b rolled over to Roth IRA.
Mega Backdoor Roth Without a Big Paycheck
You can still take advantage of non-Roth after-tax 401k or 403b contributions even if it will make your paycheck very small.
Mega Backdoor Roth Without In-Service Distribution
Even if your plan does not allow in-service distributions, chances are you should still make non-Roth after-tax contributions. Just wait until you change jobs and roll them into a Roth IRA.
Expert Interview on Mint
My interview on mint.com.
The Elusive Mega Backdoor Roth
If your 401k/403b plan cooperates, you can put up to additional $35,000 per year into your Roth IRA. Find out if you are lucky or not.