This is the first installment of a 4-part series about my recent experience in selling my used, ahem, pre-owned car. The other posts in the series are: Selling a Used Car, Part 2: Placing an Ad Selling a Used Car, Part 3: Test Drive and Negotiation Selling a Used Car, Part 4: Closing the Deal […]
Latest Blog Posts
Is Inflation Dead?
Bob Brinker, host of a nationally syndicated radio program Money Talk, opened his show a few weeks ago by observing that the year over year inflation rate as of October 2006 is only 1.31% as measured by the Consumer Price Index. He went on to say that the Federal Reserve was mistaken about worrying about inflation and […]
Employee Stock Purchase Plan (ESPP) Is A Fantastic Deal
If you work for a publicly-traded company that offers an Employee Stock Purchase Plan (ESPP), you’ve got yourself a fantastic deal. How ESPP Works An ESPP typically works this way: 1. You contribute to the ESPP from 1% to 10% of your salary. The contribution is taken out from your paycheck. This is calculated on […]
Open Enrollment, Part 4: Flexible Spending Account
The basics on health care and dependent care flexible spending accounts.
Open Enrollment, Part 3: Disability Insurance
If you employer offers long-term disability benefit, make sure you choose it during open enrollment.
Open Enrollment, Part 2: Life Insurance and AD&D
How to make good decisions on life insurance and AD&D during open enrollment.
Open Enrollment, Part 1: Health Care
Here’s how to make good choices in medical, dental, and vision benefits during open enrollment.
Finance Charge in Insurance Payment Plans
I often read on the blogs when someone talks about their insurance my ___________ (life, car, home, …) insurance is $______ a month. or I saved $_______ a month on my ____________ insurance. So it seems that a lot of people pay their insurance by month. I’ve always paid my insurance in a single payment […]
I Love Southwest Airlines
Or should I say LUV, which is their ticker symbol? Southwest Airlines is the only airline I know that will not charge you a fee for changing or canceling a non-refundable ticket. Things come up all the time. You can’t make it to your brother’s place or you want to go on a different date. […]
Combatting Survival Instincts
Jonathan Clements wrote in the Getting Going column on today’s WSJ (link) about a theory dubbed “Lizard Brain” that traces the bad money management behaviors to our hunting and gathering ancestors. The theory goes that, deep down, the survival instincts inherited from experiences thousands of years ago tell us to: consume more than we need favor […]