You pay higher Medicare Part B and Part D premiums if your income exceeds certain thresholds. Here are the IRMAA income brackets for 2025, 2026, and 2027.
2025 Social Security Cost of Living Adjustment (COLA)
We project the Cost of Living Adjustment (COLA) for Social Security benefits next year under different scenarios. Retirees are better off with a lower COLA.
Roth Conversion with Social Security and Medicare IRMAA
A step-by-step walkthrough of how to use the Case Study Spreadsheet to estimate tax rates on Roth conversion with Social Security and Medicare IRMAA.
Make Fewer Things Matter: My Epiphany From Cutting A Pineapple
Making fewer things matter helps you focus attention and ward off FOMO and sales pitches. You’ve made it when you can afford all the “mistakes.”
Late Enrollment Penalty On Health Insurance
To be effective, late enrollment penalty on health insurance has to increase with the length of time and be permanent.
HSA While On Medicare
You can still have an HSA while you are on Medicare.
How Much Will the New Health Care Taxes Affect High Earners?
[This is a guest post from Bogleheads investment forum participant Bob’s not my name.] There’s a lot of talk these days about the new Medicare taxes in the Affordable Care Act (ACA), so you may be wondering how much they will affect you. The short answer is: If your household income (married filing jointly) is […]
Medicare Doc Fix: An Interview with Austin Frakt
The Medicare "doc fix" is in the news again. I keep hearing if Congress doesn’t act, doctor’s fees for treating Medicare patients will be cut by 27% starting on January 1. This is a complete mystery to me. What’s this evil force that’s trying to cut doctor’s fees? Why can’t Congress make it stop since […]