Spending is a poor proxy for enjoyment and life satisfaction. The best things in life are nearly free. Don’t worry whether you’re “underspending.”
Is It Better to Withdraw Only from Cash and Bonds in a Bear Market?
Having X years of spending in cash and bonds and withdrawing only from cash and bonds in a bear market isn’t any better, and it can be worse.
Easy Early Retirement Portfolio Withdrawals
A portfolio withdrawal setup is not complicated. Many parts are already familiar. The variable percentage withdrawal method automatically adapts.
You Can’t Eat Your House. Or Can You?
A paid-off home not only provides you a place to live. It can also fund your retirement.