Hi, I’m Harry. I’ll show you the nuts and bolts of managing your money.
401k, IRA, investing, insurance, taxes, … I lived, breathed, and wrote about these for so many years. No fluff, just concrete first-hand learning and sharing.
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Recent Posts
Building a Bond Ladder with Individual Bonds and ETFs
A bond ladder is helpful psychologically and for predictable cash flow. You can build one with individual Treasuries and TIPS and with ETFs.
ACA Health Plan Premiums When One Spouse Starts Medicare
The ACA health plan premiums may decrease, stay the same, or even increase when one spouse starts Medicare. Here’s why.
How Does Claiming Social Security Affect ACA Health Insurance?
How claiming Social Security affects ACA health insurance depends on if there’s a cliff, and your household income before and after Social Security.
When to Claim Social Security: How Much Does It Matter, Anyway?
The best strategy for when to claim Social Security benefits resides in a wide zone. It doesn’t matter much when you choose a date within the zone.
Taking Risks That the Market Decides to Reward
Getting rewarded by the market for the risks you take can be life-changing, but a diversified portfolio is more reliable.
Proof of Funds or Balance Confirmation for Fidelity Accounts
How to create a proof of funds or balance confirmation for your Fidelity accounts. Don’t share your account statement. The less you disclose, the better.