Hi, I’m Harry. I’ll show you the nuts and bolts of managing your money.
401k, IRA, investing, insurance, taxes, … I lived, breathed, and wrote about these for so many years. No fluff, just concrete first-hand learning and sharing.
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Recent Posts
Get Kanopy Streaming From a Library as a Non-Resident
Kanopy offers high quality streaming movies. Get a card from a different library as a non-resident if your public library doesn’t offer it.
Retirees, a Rich Life Does Not Require Spending More Money
Spending is a poor proxy for enjoyment and life satisfaction. The best things in life are nearly free. Don’t worry whether you’re “underspending.”
2024 2025 401k 403b 457 IRA FSA HSA Contribution Limits
The contribution and income limits for workplace retirement plans, Traditional and Roth IRA, FSA, and HSA will go up in 2025 to adjust for inflation.
Roll Over an Unnecessarily Complicated SIMPLE IRA
A SIMPLE IRA through a small employer is often set up with an expensive broker. Roll it over to a Traditional IRA after two years.
Follow This Rule to Avoid Getting Your Account Restricted for Fraud
Check deposits and ACH pulls increase the chances to get your account restricted.
2024 2025 Tax Brackets, Standard Deduction, Capital Gains, QCD
The tax brackets, standard deduction, and the capital gains tax cutoff point for single and married filing jointly filing statuses will go up in 2025.