Hi, I’m Harry. I’ll show you the nuts and bolts of managing your money.
401k, IRA, investing, insurance, taxes, … I lived, breathed, and wrote about these for so many years. No fluff, just concrete first-hand learning and sharing.
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Recent Posts
Trump Account: IRA for Kids With No Earned Income
Trump account is a non-deductible Traditional IRA for kids with no earned income. It isn’t as good as a custodial Roth IRA, a 529 plan, or a UTMA account.
2025 2026 Tax Brackets, Standard Deduction, Capital Gains, QCD
The tax brackets, standard deduction, and the capital gains tax cutoff point for single and married filing jointly filing statuses will go up in 2026.
2025 2026 401k 403b 457 IRA FSA HSA Contribution Limits
The contribution and income limits for workplace retirement plans, Traditional and Roth IRA, FSA, and HSA will go up in 2026 to adjust for inflation.
2026 Social Security Cost of Living Adjustment (COLA)
We project the Cost of Living Adjustment (COLA) for Social Security benefits next year under different scenarios. Retirees are better off with a lower COLA.
Calculator: Effect of Higher SALT Cap in 2025 Trump Tax Law
Use this calculator to see the effect on your total deductions and your taxes from the SALT cap increase in the 2025 Trump tax law.
No Tax on Overtime in 2025 Trump Tax Law. What’s the Catch?
A deep dive into “No Tax on Overtime” in the new 2025 Trump tax law, with a calculator to estimate tax savings. It’s not what you think.