[Updated on Jan. 24, 2016 with new screenshots from TurboTax Online 2015. If you use H&R Block software, see How To Report Backdoor Roth In H&R Block Software. If you use TaxACT, see How To ...
Traditional >= Roth >= Taxable
I included this article by Christine Benz, Director of Personal Finance at Morningstar, in a weekly digest email to subscribers: 6 Key Reasons Why Investing in a Taxable Account Is Underrated. I said ...
The Elusive Mega Backdoor Roth
I usually don't write about things that don't affect me, because as a reader once said to me, topics that pique the author's own interest create the best content. I'm making an exception here because ...
Roth 401(k) for People Who Contribute the Max
[Updated on October 17, 2014 with a new example.] I said in The Case Against Roth 401(k) I think for most people the majority, if not 100%, of the contribution should go to a Traditional 401(k). I ...
Stay Off the Obamacare ACA Premium Subsidy Cliff
I'm not buying health insurance on the exchange under the Affordable Care Act (ACA) just yet because I'm still working and getting health insurance through my employer. I still looked at the premiums ...
Why Investors Don’t Realize CDs Are a Better Deal Than Bonds
After reading my article last week CD vs Bond Fund: A Case Study, reader TJ asked: "Why does anyone hold bonds EVER, if CD’s always win?" First, like many things in life, it's not all-or-nothing: ...