Is Imputed Rent Income?

If you get something for free it’s the same as income only if you’d pay the cash price anyway. If you are paying up front, it’s just a different way to pay for an expense.

Roth 401(k) for People Who Contribute the Max

[Updated on October 17, 2014 with a new example.] I said in The Case Against Roth 401(k) I think for most people the majority, if not 100%, of the contribution should go to a Traditional 401(k). I gave these reasons: Fill in lower tax brackets in retirement Avoid high state income tax Leave the option open […]