The maximum amount of earnings subject to Social Security tax will increase in 2015.
Vanguard, Fidelity, and Schwab default cost basis tracking method to average cost for mutual funds. Here’s how you can change it to specific identification to minimize taxes.
Rebalancing between stocks and fixed income isn’t buy low sell high. Most likely you will sell high buy higher.
Social Security benefits will have a small cost of living adjustment in 2015.
Retiring early means lower average earnings for calculating Social Security benefits. However, once you reach the second bend point, you aren’t losing much. I provide a spreadsheet to help you calculate when you will reach the second bend point.
A generous new account bonus and free trades make Merrill Edge a great discount broker for holding ETFs. Package deal with Bank of America gives you free checking with no ATM fee.
2015 contribution limits for 401k, 403b, SIMPLE, and IRA.
The IRS provided guidance on how to solve the circular reference math problem between the premium subsidy under Obamacare and the health care premium deduction for the self-employed.
Stop using a Vanguard money market fund when it pays only 0.01%. It’s not necessary to use one for buying or selling Vanguard mutual funds.