Tax efficient asset placement is directionally correct but the relative sizes of your accounts can put a serious limit on its effectiveness.
Latest Blog Posts
Know Your Edge
Your success comes from leveraging your edge. We should all know what’s our edge.
Extra Mortgage Payment: Do Dates Matter?
If you are paying extra toward your mortgage, does it matter which day you make the extra principal payment within a month?
Using a 529 Plan From Another State Or Your Home State?
Residents in many states can use a 529 plan from another state without losing any tax benefits.
Social Security Claiming Strategy Calculators Compared
I compared two free calculators for the optimal Social Security claiming strategy with hypothetical test cases. They both do a good job.
You Can’t Eat Your House. Or Can You?
A paid-off home not only provides you a place to live. It can also fund your retirement.
Plan It and Update It
Putting your financial plan into a simple table helps you focus on the major blocks and see where you are.
Self-Employed Health Insurance: COBRA, ACA, Health Sharing Ministry
How I decided my health insurance options after I became 100% self-employed.
From Two Jobs to One, a Second Childhood Begins
Going from two jobs to one, from an employee to self-employed, starts a new journey of a second childhood.
Maintaining and Executing An Estate Plan
Real life experience and learning from maintaining and executing an estate plan.