Use a charity gift card creatively to donate money to charities while protecting your privacy, with no worries about getting lots of junk mail.
Latest Blog Posts
Can 401k and IRA Contribution Limits Go Down If We Have Deflation?
401k and IRA contribution limits are adjusted for both inflation and deflation. If we have bad enough deflation, the limits can go lower.
How To Pay Off SBA COVID-19 EIDL Loan Early: A Walkthrough
A detailed walkthrough of all the steps in how to find the current balance and pay off or pay back the SBA COVID-19 EIDL loan early.
California ACA Health Insurance Premium Subsidy
California offers premium assistance for ACA health insurance to some residents who don’t qualify for the federal subsidy.
Who’s Leaving 401k Match On the Table?
While everyone says get the 401k match, lower income employees end up losing out in a system against them.
How To Monitor Incoming Mail to Your PO Box
The USPS Informed Delivery service also works for a PO Box, only slightly different than for a residential address.
How To Find a Small Local Bank for Your Business
Not happy with the large banks over how they handled your small business accounts? Here’s how you can find a small local bank for better service.
Is It Better to Withdraw Only from Cash and Bonds in a Bear Market?
Having X years of spending in cash and bonds and withdrawing only from cash and bonds in a bear market isn’t any better, and it can be worse.
COVID-19 Loans for Self-Employed: Where to Apply
CARES Act created loan programs for the self-employed. Get your loan applications in. Worry about loan forgiveness later.
Lock In Good CD Rates Before They Disappear
Banks and credit unions haven’t fully adjusted to the new normal in the bond market. If you act fast, you can still get the good rates from months before.