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Latest Blog Posts
Relocate Out of California to Escape High Taxes After Retirement?
High taxes when you’re working doesn’t mean high taxes when you stop. California may very well be a retiree-friendly low-tax state.
Positive Cash Flow: An Open Secret In Early Retirement
Having both current income and an investment portfolio makes you financially more secure. That’s the smart way to do FIRE.
Life Hack: Donate To Charities Without Getting Junk Mail
Use a charity gift card creatively to donate money to charities while protecting your privacy, with no worries about getting lots of junk mail.
Can 401k and IRA Contribution Limits Go Down If We Have Deflation?
401k and IRA contribution limits are adjusted for both inflation and deflation. If we have bad enough deflation, the limits can go lower.
How To Pay Off SBA COVID-19 EIDL Loan Early: A Walkthrough
A detailed walkthrough of all the steps in how to find the current balance and pay off or pay back the SBA COVID-19 EIDL loan early.
California ACA Health Insurance Premium Subsidy
California offers premium assistance for ACA health insurance to some residents who don’t qualify for the federal subsidy.
Who’s Leaving 401k Match On the Table?
While everyone says get the 401k match, lower income employees end up losing out in a system against them.
How To Monitor Incoming Mail to Your PO Box
The USPS Informed Delivery service also works for a PO Box, only slightly different than for a residential address.
How To Find a Small Local Bank for Your Business
Not happy with the large banks over how they handled your small business accounts? Here’s how you can find a small local bank for better service.