Some of the old rules for buying versus renting when you’re relocating are either outdated or don’t apply to everyone. Here are some new rules.
Latest Blog Posts
Create a Simple Revocable Living Trust with Software for I Bonds
It’s easy to create a simple revocable living trust with DIY legal books and software. You can buy additional $10,000 in I Bonds per year for each trust.
Roth Conversion and Capital Gains On ACA Health Insurance
Use this calculator to see the marginal tax rate on Roth conversions and long-term capital gains when you also receive a subsidy on ACA health insurance.
Don’t Choose 2021 Advance Child Tax Credit Opt-Out
Don’t jump through hoops to opt out of the 2021 Advance Child Tax Credit. You may miss out on tax benefits if you do. Do nothing and accept the money.
Buy More I Bonds in a Revocable Living Trust
You can buy more I Bonds at TreasuryDirect in a trust. The trust can have the same tax ID, email address, and bank account as your personal account.
I Bonds Beneficiary vs Secondary Owner in TreasuryDirect
You can set up a beneficiary or a secondary owner on your I Bonds in TreasuryDirect. It only depends on if you want to let someone transact on your behalf.
How To Grant Transact or View Right on Your I Bonds
A secondary owner can’t see or redeem savings bonds in TreasuryDirect until the primary owner specifically grant rights to the secondary owner. Here’s how.
Xfinity Mobile and Spectrum Mobile Bring Your Own Budget Phone
Xfinity Mobile and Spectrum Mobile offer low cost mobile services. You can use your existing phone even if it’s not an iPhone, a Samsung Galaxy, or a Pixel.
The Best Broker For a Custodial Roth IRA For Your Kid
If your kids work, seize the opportunity to open a custodial Roth IRA for them. See how to do it at Vanguard, Fidelity, and Charles Schwab.
How to Open a Trust Account at Interactive Brokers (IBKR)
Interactive Brokers (IBKR) offers attractive margin loan rates but it isn’t obvious how to open an account in the name of a trust. Here’s how.