You set a secondary owner or beneficiary when you buy I Bonds in TreasuryDirect. You can still add a joint owner or change the beneficiary at any time.
Latest Blog Posts
What If Congress Bans Backdoor Roth
Congress is considering banning backdoor Roth and mega backdoor Roth. Do these to catch the last opportunities in 2021 and 2022.
Buy I Bonds as a Gift: What Works and What Doesn’t
I Bonds bought as a gift counts toward the recipient’s purchase limit. Buying as gift for your spouse works when the high interest rates are only temporary.
New IRS Required Minimum Distribution (RMD) Tables
The IRS has new RMD tables effective January 1, 2022. See how much you are required to withdraw from your IRAs.
Buy I Bonds for Your Business: Sole Proprietorship, LLC, S-Corp
You can buy another $10,000 in I Bonds per calendar year in the name of your business but they will be subject to judgments against the business.
Buy I Bonds in a Child’s Name: You Can, But Should You?
You can buy I Bonds in your kid’s name but you should first decide whether to add to their 529 plan or keep full control of the money in your own name.
How To Harvest Tax Loss Between an ETF and a Mutual Fund
Using a special order type will make your ETF order behave like a mutual fund order. This minimizes the price fluctuation when you harvest tax losses.
How to Buy I Bonds (Series I Savings Bonds): Soup to Nuts
Series I savings bonds (I Bonds) are the best bonds you can buy at the moment. Follow this guide for a complete walkthrough from start to finish.
How To Deposit Paper I Bonds to TreasuryDirect Online Account
You can deposit the paper I Bonds from the tax refund to your TreasuryDirect online account. Follow these steps. It gets easier after you do it once.
How To Use a Securities-Based Loan to Manage Cash Flow
If you have large accounts with Fidelity, Schwab, TD Ameritrade, E*Trade, or Merrill Edge, you may be able to borrow at a very low interest rate.