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Latest Blog Posts
2014 I Bonds vs PenFed CD
Pentagon Federal Credit Union offered a great deal on 5-year CDs. How do I Bonds compare with the PenFed CDs?
2013: Great For Investments, Bad For Investing
2013 was a great year for investments. S&P 500 grew more than 30%. See why it was bad for investing.
Are Vanguard Long Term Muni Funds Really Long Term Or Just Long Term In Name Only?
Vanguard long-term muni bond fund offers a much higher yield with a duration not that much longer than that on the intermediate-term fund. What gives? Is it a free lunch?
CurrencyFair Suspends Foreign Exchange Service for US Customers
CurrencyFair stops offering service to US customers. See what else you should use for sending money overseas.
Bond Fund vs CD In the Next Five Years
Under what circumstance will a bond fund do better than a 5-year CD in the next five years?
Don’t Fret About A Bad 401k
Consider the 401k plan as a part of the total compensation. The cost of a high-cost 401k plan isn’t really that high when you don’t stay with the same employer for that long.
Reset Cost Basis Higher By Realizing Capital Gains
When you are in the 15% tax bracket or below, long-term capital gains are taxed at 0%. Take advantage of the tax-free capital gains and reset your cost basis higher.
Cost-Sharing Subsidy Under Obamacare ACA
In addition to the premium subsidy under the ACA, you may qualify for the cost-sharing subsidy if your income is low enough.
Circular Reference In Self-Employed Health Insurance Deduction Under ACA Premium Subsidy
If you are self-employed, you can potentially get both the subsidy tax credit and a deduction for your health care premium under Obamacare, but calculating the numbers can be tricky.