Not happy with the large banks over how they handled your small business accounts? Here’s how you can find a small local bank for better service.
The best business checking account for your self-employment business when you don’t deposit or withdraw physical cash: no minimum balance, no monthly fee, accepts direct deposits and direct debits, pays good interest.
Merchants who run debit card purchases as PINless debit should offer consumers a choice to run it as signature debit.
A generous new account bonus and free trades make Merrill Edge a great discount broker for holding ETFs. Package deal with Bank of America gives you free checking with no ATM fee and higher credit card rewards.
Santander Bank’s extra20 checking and savings accounts offer a better return with full FDIC insurance than P2P lending through Lending Club.
My reward checking account with a credit union is fully up and running. I got my first monthly interest at the end of September. As expected, I got 3% APY on my $20k deposit for having used my debit card 18 times during the month. Those 18 debits came to a grand total of $91.34. […]
A reward checking account is a checking account that pays a high interest rate up to a balance cap but requires you to use its debit card X number of times a month among some other easy-to-meet requirements. For instance the account I recently opened with a credit union pays 3% interest on balance up […]
Overdraft continues to be a problem even after the government rules let consumers opt-out of debit card and ATM overdraft by default. According to a report by the Consumer Financial Protection Bureau released in June, 28% of checking accounts had at least one overdraft, and 8% of accounts had more than ten overdrafts in a […]
Have you heard of PerkStreet? It’s a virtual bank that offered up to 2% reward on debit card usage if you also kept $5,000 minimum in a checking account online. This week it suddenly shutdown because it ran out of venture capital funding and it couldn’t find a buyer. The deposits in the accounts are […]
When you use an online bank without a physical branch near you such as Ally Bank or USAA for your main checking account, sometimes it’s helpful to keep a local bank account as a backup for what you need done in person at a branch. I use a Citi Checking account for this purpose. I […]
Last time I wrote about How To Deposit Cash To Online Bank Account. This time I’m writing about the opposite: when you use an online bank for your main checking account, how do you withdraw cash, especially a large amount? If you answer ATM or cash back with debit card purchase at a store, that’s […]
American Express is offering a new checking account and debit card alternative with Walmart called Bluebird. A key benefit of it is that it will never overdraft. Add Cash at Walmart Adding cash to the Bluebird account at Walmart is free. This can be a good way to deposit cash. Walmart is open in evenings […]