Fidelity offers account that can be used as a checking and savings account. Learn how to have free everything and earn a good yield from the first dollar.
Not happy with the large banks over how they handled your small business accounts? Here’s how you can find a small local bank for better service.
The best business checking account for your self-employment business when you don’t deposit or withdraw physical cash: no minimum balance, no monthly fee, accepts direct deposits and direct debits, pays good interest.
Merchants who run debit card purchases as PINless debit should offer consumers a choice to run it as signature debit.
Santander Bank’s extra20 checking and savings accounts offer a better return with full FDIC insurance than P2P lending through Lending Club.
My reward checking account with a credit union is fully up and running. I got my first monthly interest at the end of September. As expected, I got 3% APY on my $20k deposit for having used my debit card 18 times during the month. Those 18 debits came to a grand total of $91.34. […]
A reward checking account is a checking account that pays a high interest rate up to a balance cap but requires you to use its debit card X number of times a month among some other easy-to-meet requirements. For instance the account I recently opened with a credit union pays 3% interest on balance up […]
Overdraft continues to be a problem even after the government rules let consumers opt-out of debit card and ATM overdraft by default. According to a report by the Consumer Financial Protection Bureau released in June, 28% of checking accounts had at least one overdraft, and 8% of accounts had more than ten overdrafts in a […]
When you use an online bank without a physical branch near you such as Ally Bank or USAA for your main checking account, sometimes it’s helpful to keep a local bank account as a backup for what you need done in person at a branch. I use a Citi Checking account for this purpose. I […]
Last time I wrote about How To Deposit Cash To Online Bank Account. This time I’m writing about the opposite: when you use an online bank for your main checking account, how do you withdraw cash, especially a large amount? If you answer ATM or cash back with debit card purchase at a store, that’s […]
American Express is offering a new checking account and debit card alternative with Walmart called Bluebird. A key benefit of it is that it will never overdraft. Add Cash at Walmart Adding cash to the Bluebird account at Walmart is free. This can be a good way to deposit cash. Walmart is open in evenings […]
The Fed’s keeping interest rate low with QE3 will change a lot of things. I thought of one more habit change after I finished the previous post 3 Good Money Habits Going Obsolete In a Low Interest Rate World. Old Habit: Earn Interest From Money On Deposit New Habit: Get Paid For the Banking Relationship […]