Fidelity offers account that can be used as a checking and savings account. Learn how to have free everything and earn a good yield from the first dollar.
How To Find a Small Local Bank for Your Business
Not happy with the large banks over how they handled your small business accounts? Here’s how you can find a small local bank for better service.
Best Business Checking Account For Self-Employment
The best business checking account for your self-employment business when you don’t deposit or withdraw physical cash: no minimum balance, no monthly fee, accepts direct deposits and direct debits, pays good interest.
Lake Michigan Credit Union (LMCU) and PINless Debit
Merchants who run debit card purchases as PINless debit should offer consumers a choice to run it as signature debit.
Lending Club vs Bank Account with FDIC Insurance
Santander Bank’s extra20 checking and savings accounts offer a better return with full FDIC insurance than P2P lending through Lending Club.
Where Big Banks Are Better Than Credit Unions
My reward checking account with a credit union is fully up and running. I got my first monthly interest at the end of September. As expected, I got 3% APY on my $20k deposit for having used my debit card 18 times during the month. Those 18 debits came to a grand total of $91.34. […]
Using a Reward Checking Account For Emergency Fund
A reward checking account is a checking account that pays a high interest rate up to a balance cap but requires you to use its debit card X number of times a month among some other easy-to-meet requirements. For instance the account I recently opened with a credit union pays 3% interest on balance up […]
Keep a Local Bank Account As Backup When You Use an Online Bank
When you use an online bank without a physical branch near you such as Ally Bank or USAA for your main checking account, sometimes it’s helpful to keep a local bank account as a backup for what you need done in person at a branch. I use a Citi Checking account for this purpose. I […]
How To Withdraw [A Large Amount of] Cash From Online Bank Account
Last time I wrote about How To Deposit Cash To Online Bank Account. This time I’m writing about the opposite: when you use an online bank for your main checking account, how do you withdraw cash, especially a large amount? If you answer ATM or cash back with debit card purchase at a store, that’s […]
Bluebird by American Express: A Full Featured Checking Account That Never Overdrafts
American Express is offering a new checking account and debit card alternative with Walmart called Bluebird. A key benefit of it is that it will never overdraft. Add Cash at Walmart Adding cash to the Bluebird account at Walmart is free. This can be a good way to deposit cash. Walmart is open in evenings […]
A Basic Checking Account That Pays More Than A High Yield Savings Account
The Fed’s keeping interest rate low with QE3 will change a lot of things. I thought of one more habit change after I finished the previous post 3 Good Money Habits Going Obsolete In a Low Interest Rate World. Old Habit: Earn Interest From Money On Deposit New Habit: Get Paid For the Banking Relationship […]
3 Good Money Habits Going Obsolete In a Low Interest Rate World
People form money habits over many years. Many of these habits are passed down from generation to generation as good ways to manage one’s money. Sadly some of these habits are going obsolete in the current low interest rate world. They made more sense when interest rates were high. They matter very little when interest […]