The 2025 Trump tax law made car loan interest deductible with many strings and only temporarily. See what qualifies and what does not.
Short Box Spread Trade vs Margin Loan at Fidelity
A short box spread trade effectively gets you a loan at a low fixed rate for a fixed term. Don’t do it if there’s any chance you’ll make a mistake.
How To Use a Securities-Based Loan to Manage Cash Flow
If you have large accounts with Fidelity, Schwab, TD Ameritrade, E*Trade, or Merrill Edge, you may be able to borrow at a very low interest rate.
Relocating for Retirement: Buy or Rent – Old Rules and New Rules
Some of the old rules for buying versus renting when you’re relocating are either outdated or don’t apply to everyone. Here are some new rules.
How to Open a Trust Account at Interactive Brokers (IBKR)
Interactive Brokers (IBKR) offers attractive margin loan rates but it isn’t obvious how to open an account in the name of a trust. Here’s how.
How To Pay Off SBA COVID-19 EIDL Loan Early: A Walkthrough
A detailed walkthrough of all the steps in how to find the current balance and pay off or pay back the SBA COVID-19 EIDL loan early.
COVID-19 Loans for Self-Employed: Where to Apply
CARES Act created loan programs for the self-employed. Get your loan applications in. Worry about loan forgiveness later.
Your Savings Rate: Count Mortgage and Loan Payments?
Your savings rate determines how fast you build wealth. Should you count mortgage and loan payments as savings? We dive deep to the bottom of this debate.
Is Home Mortgage Simple Interest Or Compound Interest?
I had a good chuckle while reading this epic discussion thread on the Bogleheads Investment Forum: Does a home mortgage use Simple or Compound Interest? It sounds a like factual question, as in "Is Miami located to the north or south of Boston?" The answer shouldn’t be ambiguous or subject to opinion or interpretation. You […]
Savings Secured Loan: Good Or Not?
I received an interesting offer in the mail from my credit union. It’s for a savings secured loan. The credit union offers to give me a loan if I pledge an equal amount in my savings account as collateral for the loan. If I pledge $10,000, they will lend me $10,000. If I pledge $50,000, […]