A solo 401k is still a 401k. Know all the rules and keep it as simple as possible.
Latest Blog Posts
Target Date Funds Are Underrated
The one unique advantage of a target date fund can overcome all its flaws.
Take A Class To Get Up To Speed On Personal Finance
Learning the right materials from the right source gets you onto the right track.
Schwab Target Index Funds: Hidden Gems For Your IRA and 401k
Schwab has two sets of target date funds. Look for the word Index in the name.
Prepaying Mortgage Does Not Make You Invest More In Real Estate
Your home does not know you have a mortgage.
How To Rollover an HSA and Avoid Trustee Transfer Fee
If you don’t like the HSA your employer chose for you, you can rollover the money to a provider you like for better investment options.
Recharacterize IRA Contribution At Vanguard
If you accidentally contributed to the wrong IRA at Vanguard, you can follow these steps to recharacterize the contribution.
Paying Taxes: By The Book Or Catch Me
Do you taxes by the book. It’s the law and it’s the right thing to do. Say no to aggressive tax tactics even though you may get away.
IRS Advisory On Prepaying Property Tax
Prepaying property tax is deductible in 2017 only if the tax is already assessed.
Make Mortgage Payment Due On January 1 In December
Making mortgage payment due on Jan. 1 in December will lower your taxes if you will switch from itemizing to the standard deduction.