Investing in actively managed funds can get you to the same place as investing in index funds. Investing to begin with and a sound asset allocation are more important.
Latest Blog Posts
Age 55 No-Penalty Withdrawals From 401k Plan
The special rule for no-penalty withdrawals from a 401k plan at 55 actually isn’t that useful.
Encouraged By Others To Take Risks
Friends, co-workers and people on the Internet will encourage you to take risks when they have nothing to lose.
Get the Best Exchange Rate: Bank Wire, Xoom, Western Union, OFX, TransferWise
When you transfer a large amount of money to another country, getting the best exchange rate can make a big difference.
Why Work For Someone Else When You Can Have Your Own Business
You can be more financially successful by working for someone else than having your own business.
Transfer IRA From Mutual Fund To Credit Union For CDs
It’s not hard to transfer part of your IRA from a mutual fund company to a credit union to buy CDs.
Not All High Deductible Plans Are HSA Eligible
Just a high deductible isn’t enough. Health insurance plans must meet other criteria to become HSA-eligible.
Waste Money Now Or Waste Money Later
There are no wrong choices as long as they are conscious choices.
Backdoor Roth: A Complete How-To
A step-by-step tutorial for how to do a backdoor Roth IRA, including links to articles on how to report it on the tax return.
Why Buy When You Know The Price Is Not The Lowest
It’s not possible to buy at the lowest price. When the bottom comes, you can’t tell.