Use this calculator to see the marginal tax rate on Roth conversions and long-term capital gains when you also receive a subsidy on ACA health insurance.
See Your Social Security Benefits Estimate In an Interactive Chart
Social Security Administration added an interactive chart in the online account but a third-party tool still does a much better job.
Fidelity Retirement Calculator Review
Fidelity’s retirement analysis tool is useful for educational purposes but it leaves too many things to trial-and-error. It also doesn’t optimize for taxes.
Social Security Claiming Strategy Calculators Compared
I compared two free calculators for the optimal Social Security claiming strategy with hypothetical test cases. They both do a good job.
Calculator: Break One CD To Buy Another CD
Here’s a calculator to help you decide whether you should take an early withdrawal from an existing CD to buy a new longer-term CD.
Mega Backdoor Roth Without a Big Paycheck
You can still take advantage of non-Roth after-tax 401k or 403b contributions even if it will make your paycheck very small.
Mega Backdoor Roth Without In-Service Distribution
Even if your plan does not allow in-service distributions, chances are you should still make non-Roth after-tax contributions. Just wait until you change jobs and roll them into a Roth IRA.
When To Claim Social Security Calculators
These free and paid online calculators will help you figure out when and how you should claim your Social Security benefits.
Tax Cost Calculator
I usually include a spreadsheet when I post something about numbers and calculation. That way you can play with your own assumptions. I didn’t do one in my post last week Dividend Tax Going Up, Moving to Munis. My bad. Reader Random Poster asked: “If you did not hold any value stock funds in your […]
Mortgage Refinance and Option Pricing
Being a blogger with a contact form, I often receive PR outreach messages. They want me to write about what they are trying to promote. I ignore most of those. Once in a while, I get something worth reading. Andrew Kalotay Associates is a fixed income analytics and debt management advisory services company in New […]
0% APR, Same As Cash, and No Interest No Payments
Do you know the difference between “0% APR for 12 months” and “12 months same as cash”? What about “no interest, no payments for 12 months”? If you are offered all three payment plans, which one do you prefer? If you pay off the balance within 12 months, all three work pretty much the same. […]
Solo 401k For Part-Time Self-Employment
Calculate how much you and the business can contribute to your solo 401k plan when you also contribute to a 401k plan at a different employer.