Schwab Intelligent Portfolios will use Schwab ETFs as the primary ETFs in most asset classes.
The true cost of holding cash in Schwab Intelligent Portfolios is much lower than what you are led to believe.
New Vanguard solo 401k document suggests that it accepts incoming rollovers from IRAs but customer service reps still say they don’t accept. Has Vanguard been illegally refusing rollovers?
Stop using a Vanguard money market fund when it pays only 0.01%. It’s not necessary to use one for buying or selling Vanguard mutual funds.
Conclusion on whether the Vanguard Financial Plan is worth the time and cost and who should consider using it.
Detailed review of the consultation with a CFP professional from Vanguard, as a part of the Vanguard Financial Plan service. See how Vanguard CFP answered each question.
Detailed review of the written plan provided by Vanguard as a part of its Vanguard Financial Plan service. Breakdown by section what the plan includes and doesn’t include.
Detailed review of the questionnaire used in the Vanguard Financial Plan service. See what it includes and doesn’t include.
The average investor will benefit from using a financial advisor, not just any financial advisor but a good one at a low cost. Learn how to find a good low-cost advisor at different asset levels.
For reasons I don’t completely understand, bond ETFs, especially ones investing in illiquid bonds such as munis, trade at a premium to the net asset value (NAV) most of the time. That means you will pay more to buy the ETF than the value of the illiquid bonds held by the ETF. Look at these […]
I’m done with my taxes. I mailed the returns last week. With taxable investments and selling stocks from vested RSUs and ESPP purchases, it can get complicated. Any help from the mutual fund companies and brokerage firms would be welcome. In this post I will review the 1099 packages I received from different companies — […]
As I mentioned in my previous post Recharacterize Backdoor Roth, I requested recharacterization of my Roth IRA conversions in 2011 and 2012. Since this is the first time I did this, I’m documenting the process here. Why Recharacterize? Recharacterizing an IRA can mean two things: recharacterizing contributions OR recharacterizing a conversion (from Traditional to Roth) […]